Does Homeowners Insurance Cover Wildfires?
Find out if homeowners insurance covers wildfires, what’s included, and how to protect your home. Learn about wildfire insurance policies and risk factors.
Explore the history of California wildfires with details on the top 20 largest, most deadly, and most destructive fires as well as interesting stats and figures.
Published:November 17, 2022
Edited:January 22, 2025
Explore the history of California wildfires with details on the top 20 largest, most deadly, and most destructive fires, as well as interesting stats and figures.
California has a long and intense history with wildfire, with several in the past decade setting records for the largest, most deadly, and most destructive fires in the history of the United States as a whole. They have destroyed millions of acres of land, burned down hundreds of thousands of structures, and caused the deaths of humans, animals, and plants.
Perhaps worst of all, most of these wildfires were caused by human activity, which means they could have been prevented.
Knowing the history of wildfires in California is important because it helps us to prepare for what may be next. In this article, we will take you through the earliest records of fire in the state all the way up to the present day, where we take a peek into California’s possible future.
The earliest known wildfire in California history was the Santiago Canyon Fire of 1889. It burned around 300,000 acres in parts of Orange County, San Diego County, and Riverside County.1 Before 2018, this was the largest wildfire in the state’s history in terms of acreage burned.
There were no records of any human lives lost during the Santiago Canyon Fire of 1889. However, farmers’ crops and thousands of sheep were reportedly destroyed.2
The wildfire, which was human-made, was preceded by a severe drought coupled with high-speed winds that further dried out the land. The conditions were just right for an intense and destructive fire.
California’s official fire records, however, do not start until 1932. The most notable fire that took place during this early part of the 20th century was the Matilija Fire, which burned approximately 220,000 acres in Ventura County.3
Below are the top 20 largest California wildfires so far.4
In this section, we list the top 20 deadliest wildfires in California history (as of today) reported by the California Department of Forestry and Fire Protection (CAL FIRE).5
Hacienda in Los Angeles county, September 1955: 6 deaths – Removed January 22, 2025
Below you will find the top 20 most destructive California wildfires in terms of structures destroyed, as reported by CAL FIRE.6
August Complex in Mendocino, Humboldt, Trinity, Tehama, Glenn, Lake, and Colusa counties, August 2020: 935 structures destroyed – Removed January 22, 2025
In this section, we highlight California’s fire history over the last five years by summing up the state’s total number of fires and acres burned per year (with CAL FIRE and the US Forest Service’s recorded incidents combined), and other interesting facts.7
2017: 9,280
2018: 7,948
2019: 7,148
2020: 8,648
2021: 7,396
5-Yr Average: 8,607
2017: 1,548,429 acres
2018: 1,975,086 acres
2019: 277,285 acres
2020: 4,304,379 acres
2021: 2,569,386 acres
5-Yr Average: 1,618,833 acres
2017: $773 million
2018: $890 million
2019: $447 million
2020: $1.23 billion
2021: $1.17 billion
For visual reference, an interactive map of California’s wildfire history is available here.
As you can see, some of California’s largest, deadliest, and most destructive wildfires have occurred within the last five years. This is due to climate change, which is a result of humans burning fossil fuels which create greenhouse gases that warm up our planet. Global warming causes both land and air to become drier than normal, thus making the perfect conditions for wildfires to ignite.9
Experts predict that, as climate change continues unabated, and global temperatures continue to rise, wildfire season in California will continue to burn longer and more intensely year by year.10
That is why it is more important than ever for California residents, and United States citizens in general, to stay informed about the history and nature of wildfires, and to take swift action to mitigate climate change.
Find out if homeowners insurance covers wildfires, what’s included, and how to protect your home. Learn about wildfire insurance policies and risk factors.
Wildfires are a rising threat in California. Learn how to fireproof your home with fire-resistant materials and home hardening techniques from the team at WFCA.
Learn what the Wildland-Urban Interface (WUI) is, how it works, why it’s prone to wildfires, and how communities can reduce risks, from the team at WFCA.